23 Cash, cash equivalents and time deposits
| (XLS:)
|
€ million |
Dec. 31, 2019 |
Dec. 31, 2018 |
||
|---|---|---|---|---|
|
|
|
||
Bank balances |
25,264 |
28,522 |
||
Checks, cash-in-hand, bills and call deposits |
659 |
416 |
||
|
25,923 |
28,938 |
Bank balances are held at various banks in different currencies and include time deposits, for example.